Every account in one view. Intelligent rules that move money for you. An AI advisor that understands your whole picture.
Stop juggling banking apps, spreadsheets, and brokerage dashboards. One place. One system. In motion.
Connect checking, savings, credit cards, loans, and investment holdings from any major U.S. institution through Plaid. One unified view.
Ask questions, get personalized insights. The advisor sees your full picture — spending, cash flow, subscriptions, net worth — and explains what to do next.
Five trigger types (schedule, balance, transaction, manual, market) and three actions (transfer, allocate %, notify). Natural-language or visual builder.
Track net worth across every account with historical snapshots. Estimate your credit score from real account data with a five-factor breakdown.
An interactive flow graph of every account and every automation — so you can see exactly how money moves between your accounts in real time.
Catch unusual transactions, budget overspends, month-over-month spending spikes, and low balances — automatically flagged before they hurt.
Describe a rule in plain English or build it visually. Continuum watches balances, reacts to events, and keeps a full audit trail of every run.
Continuum's rules engine handles the boring parts so you don't. Write rules in plain English or drop blocks into the visual builder.
From daily spending to retirement projections — all in the clarity you need to make smarter decisions.
Envelope budgeting with rollover, spending-pace indicators, and smart rebalance suggestions when categories drift.
Auto-detects recurring charges, tracks price increases, and surfaces the services you forgot you were paying for.
Snap a photo — Continuum extracts merchant and amount, then auto-matches it to the right transaction.
Continuum's advisor has context generic chatbots never will — your spending history, cash flow, subscriptions, net worth, budgets, and goals. Ask it anything.
Am I spending too much on takeout?
Your takeout is up 38% this month ($312 vs $226 avg), mostly from three Thursday nights on Uber Eats.
Your dining budget is 74% spent with 10 days left. Cap it at $100 and you'll end the month on pace.
Not just transactions. Not just budgeting. The full system — aggregation, automation, and an AI advisor that actually knows you.
No. Continuum is an aggregation and automation platform. We connect to your existing bank accounts through Plaid to give you a unified view. We never hold or directly move your money — rules orchestrate transfers between your connected accounts.
Through Plaid, the same infrastructure behind Venmo, Robinhood, and thousands of other apps. Your bank credentials go directly to Plaid — we never see them. We get read-only access to balances and transactions.
Rules respond to five triggers (schedule, balance threshold, transaction events, market events, manual) and run three action types (atomic transfers, percentage allocations across accounts, notifications). Every run is logged with a full audit trail.
The advisor is grounded in your real financial data — transactions, cash flow, subscriptions, budgets, goals, net worth. It uses this context (never shared with other users) to answer questions and generate monthly recaps. Your data is never used to train models.
Yes. Data is encrypted at rest (AES-256-GCM) and in transit (TLS 1.2+). Passwords use bcrypt, and the app supports passkeys and 2FA. Every API call is authenticated and scoped to your household.
Continuum is in early access by invite only. Early access is free. Pricing will be announced before general availability — early users will receive special terms.